Florida Construction Insurance Lawyer

Florida Construction Insurance Lawyer is a blog that focuses on insurance-related issues applicable to the construction industry.

 

Your insurance policy most likely contains a clause that requires you to notify your insurer as soon you have notice of a claim or lawsuit.  Trust me, it is there.   Your insurance policy, particularly a liability insurance policy, requires … Continue reading
Author: David Adelstein
Posted: June 16, 2017, 9:10 pm
An insurer’s duty to defend its insured will extend to defending the entire lawsuit if any asserted claim (cause of action) triggers the duty to defend. Even if certain claims may not be covered under the policy, if the allegations … Continue reading
Author: David Adelstein
Posted: May 28, 2017, 12:23 pm
I have discussed that corporations that have a board of directors typically maintain a liability insurance policy known as a Directors and Officers liability policy (“D&O” policy). The policy is designed to defend and indemnify the board (and company) for … Continue reading
Author: David Adelstein
Posted: May 21, 2017, 1:38 pm
The first prerequisite to any statutory bad faith claim in Florida is filling out and submitting the Civil Remedy Notice per Florida Statute s. 624.155.  Any first party bad faith claim has to be a statutory claim so filling out … Continue reading
Author: David Adelstein
Posted: May 7, 2017, 11:50 am
As a third party claimant, you cannot sue a wrongdoer-insured’s insurance carrier until you get a judgment against the insured. I have posted numerous posting regarding Florida’s nonjoinder statute and the fact that you cannot sue an insurer unless (i) … Continue reading
Author: David Adelstein
Posted: April 29, 2017, 10:09 pm
In an earlier posting, I discussed the benefit of working with an an attorney that understands the ins and outs of insurance coverage.   I want to add more to this sentiment because it is that important. Make sure your … Continue reading
Author: David Adelstein
Posted: April 16, 2017, 12:29 pm
Navigating the depths of insurance coverage is complex. Too many times insureds try to do it themselves not realizing the potential disadvantage they are at. There are also too many practitioners that truly do not understand the ins and outs of … Continue reading
Author: David Adelstein
Posted: April 9, 2017, 9:47 pm
A relatively new insurance product catered to design professionals is cyber security insurance.  While this insurance product is applicable to any professional that relies heavily on digital data and technology, it is becoming a vital product for design professionals.  The … Continue reading
Author: David Adelstein
Posted: March 26, 2017, 8:29 pm
No one in their right mind would ever serve on a board, as either an officer or director, if boards did not have a directors & officers liability policy. No one wants to be sued personally and exposed to personal … Continue reading
Author: David Adelstein
Posted: March 15, 2017, 12:13 am
I have discussed joining a liability insurer to a judgment against an insured under Florida Statute s. 627.4136(4).  There are situations when this is the strategy that a claimant in the process of obtaining a judgment against an insured wants to … Continue reading
Author: David Adelstein
Posted: March 5, 2017, 12:22 pm